Product

A supplementary medical insurance policy reimburses specific health expenses, detailed in the policy, that you may incur and that are not covered by government programs.

A supplementary medical insurance policy is a health expense benefit under Assuris protection.

Assuris Protection

If your life and health insurance company fails, Assuris guarantees that you will retain up to $250,000 or 90% of your benefit amount, whichever is higher.

Example 1

Health expense benefit

$130,000

Original
benefit amount

Since the health expense benefit is less than $250,000, you will retain your full benefit amount.

$130,000
Protected benefit amount

Example 2

Health expense benefit

$300,000

Original
benefit amount

Since your health expense benefit is more than $250,000, you will retain 90% of your benefit amount.

$270,000
($300,000 × 90%)
Adjusted benefit amount