Steps to Determine Protection

1. Confirm that your client’s policy was issued in Canada by a member company.

Assuris’ protection is applied separately to each member life and health insurance company. Benefits issued by a member company in a foreign jurisdiction do not qualify for Assuris’ protection.

2. Confirm that the policy is active at the time of failure.

Advise your client to continue to pay their premiums at the time of failure to ensure that the policy remains active.

3. Identify your client’s benefits and the appropriate level of protection.

Assuris guarantees your client will retain their promised benefits, up to Assuris’ guaranteed protection level. Assuris’ protection is applied separately to each policy.

The guaranteed levels of protection by product benefit are as follows:

Benefit

Death Benefit

Health Expense

Monthly Income

Investments / Savings:

Assuris Protection

$1,000,000

$250,000

$5,000/month

$100,000

or

90%,

whichever is higher