Assuris Life Insurance Awareness Month Contest Rules (“Rules”)

NO PURCHASE OF ANY KIND IS NECESSARY TO ENTER OR WIN

1. SPONSOR: The 2023 Assuris “Life Insurance Awareness Month” Contest (the “Contest”) is sponsored by Assuris, 250 Yonge Street, Suite 3110, Toronto, ON M5B 2L7 (“Sponsor”).

2. CONTEST PERIOD: The Assuris “Life Insurance Awareness Month” Contest (the “Contest”) begins on September 1, 2023, at 10:00 AM Eastern Time and ends on September 30, 2023, at 10:00 PM Eastern Time (“Contest Period”).

3. ELIGIBILITY: The Contest is only open to residents of Canada who have reached the legal age of majority in their province/territory of residence at the time of entry and who are actively employed as financial advisors with a valid license in their jurisdiction(s) of operation (“Entrant” or “Entrants”).

To be eligible, all requirements associated with your Entry must: (i) be submitted and received in accordance with these Rules during the Contest Period; (ii) be in compliance with these Rules, including, but not limited to, the specific Participation Requirements listed below in section 9 below; as well as (iii) be in accordance with the applicable terms, rules, policies and guidelines of the applicable CE Corner / NewCom Media Platform.

4. AGREEMENT TO BE LEGALLY BOUND BY RULES:
By participating in this Contest, you are signifying your agreement that you have read and agree to be legally bound by these Rules. By entering this Contest, you agree to completely release the Released Parties (as defined below) from any liability.

5. LINKEDIN NOT INVOLVED:
The Contest is in no way sponsored, endorsed, administered by, or associated with LinkedIn. LinkedIn is hereby completely released of all liability by each entrant in this Contest. Any questions, comments, or complaints regarding the Contest must be directed to the Sponsor and not to LinkedIn.

6. HOW TO ENTER:
To enter the Contest, you must log-in to your CE Corner Account and visit the Sponsor’s course page at https://cecorner.ca/lesson/understanding-assuris-protection-for-fin (the “Page”). Next, complete the course named Understanding Assuris Protection – for Financial Advisors (“Sponsor’s Course”).

Once you have completed the course and opted in to the CE Corner email communications, you will automatically earn one (1) Entry (an “Entry”) in the Contest. You can earn an additional one (1) Entry by passing the test that follows the Sponsor’s Course. You can earn a second additional one (1) Entry by subscribing to the Sponsor’s Financial Advisor mailing list at http://eepurl.com/iumFvg.

7. ENTRY LIMIT:
There is a limit of three (3) Entries (“Entries”) per person during the Contest Period as defined in section 6 above.

8. VERIFICATION:
The Sponsor may require proof of identity and/or eligibility of Entrants (in a form acceptable to the Sponsor – including, without limitation, government issued photo identification): (i) for the purposes of verifying an Entrant’s eligibility to participate in this Contest; and/or (ii) for any other reason the Sponsor deems necessary, in its sole discretion, for the purposes of administering this Contest. Failure to provide such proof to the complete satisfaction of the Sponsor within the timeline specified by the Sponsor may result in disqualification. An Entry may be rejected if the Entry does not comply with these Rules.

9. PARTICIPATION REQUIREMENTS:
By participating in the Contest, each Entrant hereby warrants and represents that any Entry they submit:

i. is/are original to the Entrant, complies with all conditions stated in these Rules and does not exceed the number of Entries allowed per Entrant;

ii. does not violate any law, statute, ordinance or regulation; and

iii. will not give rise to any claims whatsoever, including, without limitation, claims of infringement, invasion of privacy or publicity, or infringe on any rights and/or interests of any third party.

10. CONSENT:
By entering the Contest and submitting an Entry, each Entrant agrees to the publication, reproduction and/or other use of their first name and first letter of their last name, without further notice or compensation, in any publicity or advertisement, including advertising that the Entrant has won a Prize, carried out by or on behalf of the Sponsor in any manner or medium whatsoever, including print, broadcast or the internet.

11. PRIZES: There are four (4) prizes available to be won, each consisting of one (1) $500 CAD prepaid Visa Gift Card (“Prize” or “Prizes”).

Each Prize must be accepted as awarded and is not transferable, assignable or convertible to cash (except as may be specifically permitted by Sponsor in its sole discretion). The Sponsor reserves the right to substitute a Prize with a prize of equal or greater retail value. All characteristics and features of the Prize, except as otherwise explicitly stated above, are at the Sponsor’s sole discretion.

The (4) draws (the “Contest Draws”) will be held in Toronto, ON to determine a winner of the Prize at approximately 10:00 a.m. ET in or around the following dates:
• Monday, September 11, 2023
• Monday, September 18, 2023
• Monday, September 25, 2023, and
• Monday, October 2, 2023

One (1) eligible Entrant will be randomly selected for each of the Contest Draws from among all eligible Entries that were submitted and received in accordance with these Rules up to each Contest Draw during the contest period. A randomly selected Entrant at a Contest Draw can only be awarded one Prize and must correctly answer a mathematical skill-testing question to receive the Prize.

12. ELIGIBLE PRIZE WINNER NOTIFICATION PROCESS:
The Sponsor or its designated representative will contact each randomly selected Entrant (via email) within seven (7) business days of the Contest Draw. A randomly selected Entrant may be disqualified and forfeit all rights to the Prize if they cannot be contacted. The Sponsor may then randomly select another Entrant by holding an additional Contest Draw.

Each entrant is solely responsible for ensuring their email settings are set to be able to receive messages from info@assuris.ca, monitoring their email for such notification messages and following all instructions contained in such notification messages.

13. ELIGIBLE PRIZE WINNER CONFIRMATION PROCESS:
To be awarded a Prize, in addition to having complied with these Rules, each randomly selected Entrant at one of the Contest Draws will be required to (1) correctly answer a mathematical skill-testing question without mechanical or other aid (which may be administered online, by email), and will be required to sign and return within two (2) business days of notification the Sponsor’s declaration and release form, which (among other things): (i) confirms compliance with these Rules; (ii) acknowledges acceptance of the Prize (as awarded); (iii) releases the Released Parties from any and all liability in connection with this Contest, their participation therein and/or the awarding and use/misuse of a Prize or any portion thereof; (iv) agrees to indemnify the Released Parties against any and all claims, damages, liabilities, costs, and expenses arising from use of their Entry or any portion(s) thereof; (v) agrees to the publication, reproduction and/or other use of their first name and first letter of their last name, without further notice or compensation, in any publicity or advertisement (including to advertise that an Entrant has won a Prize) carried out by or on behalf of the Sponsor in any manner or medium whatsoever, including print, broadcast or the internet.

In no event shall the Sponsor be required to award more than four (4) Prizes or award the Prizes otherwise than in accordance with these Rules.

14. GENERAL CONDITIONS AND LIMITATION OF LIABILITY
All Entries become the property of the Sponsor. This Contest is subject to all applicable federal, provincial, territorial, and municipal laws. The decisions of the Sponsor with respect to all aspects of this Contest are final and binding on all Entrants without right of appeal.

The Released Parties will not be liable for: (i) any failure of any website or any platform during the Contest; (ii) any technical malfunction or other problems of any nature whatsoever, including, without limitation, those relating to the telephone network or lines, computer on-line systems, servers, access providers, computer equipment or software; (iii) the failure of any Entry, Email, and/or other information to be received, captured or recorded for any reason whatsoever, including, but not limited to, technical problems or traffic congestion on the Internet or at any website; (iv) any injury or damage to an Entrant’s or any other person’s computer or other device related to or resulting from participating in the Contest; (v) anyone being incorrectly and/or mistakenly identified as a winner or eligible winner; and/or (vi) any combination of the above.

The Sponsor reserves the right to cancel, withdraw, amend or suspend the Contest (or to amend these Rules) in any way, or to adjust any of the dates, timeframes and/or other Contest mechanics stipulated in these Rules for any reason beyond the reasonable control of the Sponsor, including but not limited to, any error, problem, computer virus, bugs, tampering, unauthorized intervention, fraud or failure of any kind whatsoever. Any attempt to undermine the legitimate operation of the Contest in any way may be a violation of criminal and civil laws and should such an attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law.

By entering this Contest, each Entrant expressly consents to the Sponsor, its agents and/or representatives, storing, sharing and using the personal information submitted only for the purpose of administering the Contest and in accordance with Sponsor’s privacy policy (available at: https://assuris.ca/privacy-policy/). This section does not limit any other consent(s) that an individual may provide the Sponsor or others in relation to the collection, use and/or disclosure of their personal information.

In the event of any discrepancy or inconsistency between the terms and conditions of the English version of these Rules and disclosures or other statements contained in any Contest-related materials, including, but not limited to, social media or online advertising and/or any instructions or interpretations of these Rules given by any representative of the Sponsor, or the French version of these Rules, the terms and conditions of the English version of these Rules shall prevail, govern and control to the fullest extent permitted by law.

The invalidity or unenforceability of any provision of these Rules shall not affect the validity or enforceability of any other provision or of the remainder of these Rules. Therefore, should any provision, section or sub-section of these Rules be determined to be invalid or otherwise unenforceable, these Rules shall be construed as if the invalid or otherwise unenforceable provision was not contained herein.

As a condition of participating in this Contest, each Entrant waives all rights to claims of punitive, incidental and consequential damages, and any other damages against any employees, representatives, or agents of Assuris (the “Sponsor”), its prize suppliers, advertising/promotion agencies, and any other individual(s), entity, or entities involved in the development, production, implementation, administration, or fulfillment of the Contest, and CE Corner / NewCom Media (collectively, the “Contest Parties”) as well as each of their respective agents, employees, directors, successors, and assigns (collectively, the “Released Parties”). Each Entrant acknowledges that the Released Parties will bear no liability whatsoever in relation to any contest-related activities such as any late, lost, misdirected, delayed, incomplete or incompatible Entries (all of which are void), as well as any use of an Entrant’s Entry (or any component thereof), including but not limited to the collection, storage, disclosure of any personal information, and any use or misuse of a Prize.

This Contest is governed by the laws of the Province of Ontario, and the laws of Canada applicable therein without regard to its conflicts of law principles. Without limiting the generality of the foregoing, any and all disputes, claims and causes of action arising out of or in connection with this Contest or any Prize award decision by the Sponsor, shall be resolved individually, without resort to any form of class action, and exclusively before a court of competent jurisdiction located within the city of Toronto; and any and all claims, judgments and awards, if any, shall be limited to actual out-of-pocket costs incurred in participating in this Contest and in no event will an Entrant be entitled to receive legal fees, or any other costs.

FOR RESIDENTS OF QUEBEC: Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.

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