Please read the following terms and conditions (“Terms and Conditions”) carefully before using this site. You should review the conditions of use regularly as they may change at any time. References to “you” or “your” shall mean the person accessing or using this site. References to the “Assuris”, “we”, “us” or “our” shall mean Canadian Life and Health Insurance Compensation Corporation and its subsidiary.

Limited Licence

Assuris grants you, upon agreeing with these Terms and Conditions, a personal, non-exclusive, non-transferable, non-sublicensable, revocable, limited licence to enter and use the Assuris website.

Intellectual Property Rights

Assuris either owns or is the licensee of all intellectual property rights in the text, graphics, logos, audio clips, video clips, interfaces, software or computer code on the Assuris website, including any translations into other languages (“Content”). All rights are reserved.

The content of this site is protected by copyright. Except as provided in these Terms and Conditions, you must first obtain our express written consent and comply with any terms and conditions we specify relating to that use before publishing, displaying or otherwise using any Content in any form or media. Without limiting the generality of the foregoing, you agree not to:

  • make any commercial use of any Content;
  • include any Content in or with any product that they create or distribute; or
  • copy such Content onto their or any other website.

Use of the Assuris Website

In using the Assuris website, you agree to comply with the laws of Canada and any applicable Canadian provincial and territorial laws. You agree not to do or threaten to do anything that may or does (1) constitute any illegal or improper activity, (2) harass any other party (3) disrupt, undermine, corrupt or damage the Assuris website or anything accessible through the Assuris website; or (4) damage Assuris’ goodwill or reputation. Assuris may at any time without notice suspend or terminate operation of the website and your access to the website or any portion of the website.

No Warranties

The information on the Assuris website is provided for general reference purposes only. While every effort is made to ensure that the website is up to date and accurate, Assuris accepts no responsibility or liability for the accuracy or completeness of the content or for any loss which may arise from reliance on information contained on the website. The Content is provided “as is” without warranty or condition of any kind. In no event shall Assuris be liable for any damages whatsoever, including special, indirect or consequential damages, arising out of or in connection with the use or performance of information available on this website.

Linking to Third-party Websites

Assuris may provide links to websites not under our control (including, but not limited to our social media accounts). Links are provided solely for the convenience of users. We are not responsible for the accuracy, currency or reliability of the content of such websites. You should read the terms of use and privacy policies of these third-party service providers before you access them. Assuris uses Facebook, Twitter, LinkedIn and YouTube.

For information on privacy regarding third-party websites, please see our Website Privacy Policy for more information.

Social Media

All links to social media platforms are Assuris’ property. The information provided on Assuris’ social media platforms are informational and should not replace the advice of a professional. Any information provided on Assuris’ social media platforms are current as of the date posted and may change without notice. Assuris may not monitor and respond to all social media posts.

Assuris invites you to use its social media channels to learn more about who we are and what we do. We also invite your questions and comments, provided they do not contain personal or financial information. However, we ask you to respect the Terms and Conditions and Website Privacy Policy.

We recognize that all Canadians have the right to free speech and that social media channels are equally accessible to all. The Terms and Conditions do not seek to unduly restrict individual’s use of our social media channels. We request that you respect the members of its community and always use appropriate language.

We encourage everyone to engage in honest discussion, and we reserve the right to delete erroneous comments or contributions that are not in keeping with the Terms and Conditions.

Without limiting the generality of the foregoing, we reserve the right to delete any comment or content that:

  • is contrary to the principles of the Canadian Charter of Rights and Freedoms;
  • expresses racist, hateful, sexist, homophobic, slanderous, insulting or life-threatening messages;
  • puts forward serious, unproven or inaccurate accusations against individuals or organizations;
  • is aggressive, coarse, violent, obscene or pornographic;
  • is offensive, rude or abusive to an individual or organization;
  • is not sent by the author or is put forward for advertising purposes;
  • encourages illegal activity;
  • contains announcements from labour or political organizations;
  • is written in a language other than English or French;
  • is unintelligible or irrelevant;
  • is repetitive or spam;
  • is deemed by us to be personal in nature;
  • does not add to the normal flow of a discussion; or
  • is otherwise deemed unacceptable by Assuris.

We reserve the right to ban users having posted in violation of the above rules.

Comments posted by users are their own personal views and in no way reflect the opinion of Assuris, its employees, representatives, members or business partners.

Assuris’ social media channels are monitored Monday to Friday during regular business hours, Eastern Time. Messages, questions and comments received outside of these hours will be answered the following business day.

Official Languages

Many social media platforms have multiple language options and provide instructions on how to set your preferences. Assuris respects the Official Languages Act and is committed to ensuring that our information is available in both French and English and that both versions are equal quality.

We reply to comments in the official language in which they are posted. If we think the response is a question of general public interest, we may respond in both official languages.

We may share links that direct users to sites of organizations or other entities that are not subject to the Official Languages Act and available only in the language(s) in which they are written. When content is available in only one language, we make an effort to provide similar content in the other official language.

Changes

Assuris may, at any time without notice, change the Terms and Conditions. Your continued use of the Assuris website following the posting of changes will mean that they accept and agree to the changes. The date of the last update or change to the Terms and Conditions is noted at the bottom of this page.

Breach of the Terms and Conditions

If Assuris determines that the visitor has breached the Terms and Conditions, Assuris may pursue any and all available remedies available to it, in any combination. These remedies include termination of the visitor’s access to the website, with or without notice.

Any breach by visitors of the Terms and Conditions may cause irreparable harm to Assuris for which monetary damages would be inadequate. Assuris may seek, in addition to the other remedies available to us, any injunctive or equitable relief that we deem appropriate, without needing to post a judicial bond.

Indemnity

You will indemnify Assuris and their respective directors, officers, employees, contractors, agents and other representatives against all claims, demands, damages, losses, fines, expenses (including all legal fees and costs) and/or any other type of liability (collectively, “Claims”) to the extent the Claim is caused by (1) your breach of these Terms and Conditions, and/or (2) the your use of the Assuris website. We may, in our sole discretion, assume the exclusive defence and control of any Claim otherwise subject to this indemnification by you. Even if we assume the defence of a Claim, you will remain responsible for the payment of the Claim, and you will cooperate as fully as reasonably required by us in the defence of any Claim.

Governing Law

These Terms and Conditions and all disputes or other matters arising out of your use of the Assuris website will be governed by the laws of the Province of Ontario and the applicable laws of Canada, without regard to conflict of law principles. Any dispute will be dealt with solely by a court of competent jurisdiction in Canada or such other location as the parties may expressly agree.

Questions and Feedback

Assuris welcomes questions and feedback. Contact us by mail, telephone or email.

Mail:
Assuris
250 Yonge Street
Suite 3110, P.O. Box 23
Toronto, ON M5B 2L7

Telephone: 1-866-878-1225

Email: info@assuris.ca

If the visitor chooses to send Assuris an email, their personal information will be used by Assuris in order to respond to their inquiry. Assuris does not use the information to create individual profiles, nor does it disclose the information to anyone outside of Assuris.

Emails and other electronic methods used to communicate with Assuris are not secure. Therefore, it is recommended that users do not send sensitive personal information, such as Social Insurance Numbers or dates of birth, through non-secure electronic means.