Individual RRSP (Registered Retirement Savings Plan)

Your RRSP (Registered Retirement Savings Plan) is a tax deferred savings arrangement registered under the Income Tax Act (Canada). You don’t pay tax on the interest income and growth of the account value. Typically RRSPs use accumulation annuities and/or segregated fund policies to accumulate money for retirement.

If your RRSP is invested in accumulation annuities, please click here to see how Assuris’ protection is applied.

If your RRSP is invested in a segregated fund, please click here to see how Assuris’ protection applies to the guarantees.

Questions and Answers

1. What if you have an accumulation annuity separate from your RRSP with the same member company?

Assuris provides separate protection to your RRSP invested in an accumulation annuity and to your accumulation annuity held outside of an RRSP.

2. What happens if you have a segregated fund policy with a guarantee separate from your RRSP with the same member company?

Assuris provides separate protection to the guarantee on your segregated fund policy held in your RRSP and to the guarantee on your segregated fund policy held outside of your RRSP.